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Planning to invest in gold? Here’s how you can securely buy and sell Digital Gold via Paytm app

 


India’s fascination for gold has been spanning for centuries. Apart from being considered an auspicious metal to purchase on festivals, weddings and other special occasions, it is also traditionally considered one of the best investment options. While there have been many ways to buy gold, the Indian gold market is registering a massive shift from physical to digital buying. Paytm, India’s leading digital payments and financial services platform in collaboration with MMTC-PAMP provides a safe platform to buy, store and sell digital gold from the safety of your homes. 


 


The app offers a cost-effective and smart investment option for new-age investors. The customer can now buy 99.99% Pure Gold with as low as Rs.1 and store them at the insured vaults for free. The platform also offers multiple gold saving plans to help customers invest smartly and build their wealth.


Here’s how you can buy digital gold on Paytm in 4 simple steps:


 


Step 1: Login to your Paytm App and tap on ‘Banking & Finance’ icon


 


Step 2: Click the 'Paytm Gold' icon. You can purchase gold either in rupee terms (i.e., amount) or quantity (i.e., grams).


 


Step 3: Once you select the preferred option, tap on the proceed button. The app will show you the price of gold per gram. This price is inclusive of GST at the rate of 3 per cent.


Step 4: Select your preferred mode of payment - Paytm UPI, net banking, debit cards or Paytm Wallet. Once the payment is successful, the gold will be added to the locker and you will receive a confirmation via an SMS on your registered number and registered email ID.


 


How to sell Gold on the app:  


Step 1: Login to your Paytm App and select the ‘Gold’ icon


Step 2: Select ‘Sell’ option appearing at the top of the page


Step 3: You can offer to sell your Gold accumulated on Paytm in either Rupees or Gram. For example, you can offer to sell either 0.1 gram or Re. 1 and above


Step 4: Select the preferred way in which you wish to sell and add your bank account number and IFSC Code to enable the sell transaction


Step 5: After paying an IMPS fee of Rs. 10, your transfer would be initiated and will be credited to your bank account within 48 hours


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