Monday, February 8, 2021

*FGII introduces Health Super Saver offering 80% discount on applicable premium if the initial years of plan tenure is claim free*

 Mumbai, February 08, 2021: Future Generali India Insurance Company Limited (FGII), announced the launch of Health Super Saver, a unique insurance product that offers a discount on the premium. The policy will provide a discount of 80% on the applicable premium in the consecutive year(s) of the plan tenure in case there is no claim in the first/ second year of the plan.


FGII is offering this product in two variants i.e. 1X and 2X. The Health Super Saver 1X plan provides a discount of 80% on the applicable premium in the consecutive year of the plan in case the first year of the plan is claim-free. In the Health Super Saver 2X plan, the policyholder can get 80% discount on the premium for the next consecutive two years of the plan, in case first two years of the plan tenure are claim-free or up to first claim. Further, an additional family discount of 10% is available if two or more family members are covered on an individual sum insured basis. The product covers an infant who is one day old to a senior citizen up to 70 years of age.


Anup Rau, MD & CEO, Future Generali India Insurance said, “This product is unique. The customer gets 80% off in the second year if there is no claim in the first year. No fine print, no ifs and buts. We hope to seed the importance of health insurance in the younger population where customers are reluctant to pay health premiums, looking at it as a “loss” if there is no claim raised. 

The product also provides comprehensive coverage for mental illness and psychiatric intervention or consultation”

The consumers can opt for paying the premium in instalments on a monthly, quarterly, or half-yearly basis.


About Future Generali India Insurance Company Limited

Future Generali India Insurance Company Limited is a joint venture between Future Group – the game changers in Retail Trade in India and Generali – a 189 years old global insurance group featuring among the world’s 60 largest companies*. The Company was incorporated in October 2006 and received the IRDAI license in September 2007 with the objective of providing retail, commercial, personal and rural insurance solutions to individuals and corporates to help them manage and mitigate risks.

Future Generali India has been aptly benefitting from the global Insurance expertise in diverse classes of products of Generali Group and the Future Group. Having firmly established its credentials in this segment and effectively leveraging on the skill set of both its JV partners, Future Generali India has evolved to become a Total Insurance Solutions Company.

*As per Fortune Global 500 Ranking (2017)

*Future Generali India Insurance is certified ‘Great Place to Work’ (December2020-November 2021)

About Generali Group

Generali is an independent, Italian insurance Group, with a strong international presence. Established in 1831, it is one of the largest global insurance providers present in over 60 countries with total premium income exceeding €68 billion in 2017. With nearly 71,000 employees in the world and 57 million customers, the Group has a leading position in Western Europe and an increasingly significant presence in Central and Eastern Europe as well as in Asia.

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